Simple pricing
Three tiers. No hidden fees. No ads. No selling your data. Cancel any time.
Free
Everything you need to get your finances under control. No credit card required.
Basic
$7.49/month
or $74.49 $54.49/year — works out to $4.57/month
Founding member rate — lock this price in forever.
Perfect if you want your main bank synced without the csv shuffle.
Plus
$11.49/month
or $114.49 $94.49/year — works out to $7.87/month
Founding member rate — lock this price in forever.
For households with multiple banks. Connect up to 5 institutions and let OffTilt do the rest.
Bank sync requires a paid plan. Everything else is free, forever.
How we compare
Anonymous comparison. You know who they are.
| Feature | OffTilt | The Other Guys |
|---|---|---|
| Flexible category budgeting | ✓ | ✗ |
| Net worth tracking | ✓ | ~ |
| Canadian Mortgage tracking | ✓ | ✗ |
| Financial goals | ✓ | ~ |
| Native CSV import | ✓ | ~ |
| Bank sync | ✓ | ✓ |
| Canadian bank support | ✓ | ~ |
| Priced in CAD | ✓ | ✗ |
| Data stored in Canada | ✓ | ✗ |
| No ads | ✓ | ✗ |
| No data selling | ✓ | ✗ |
| Free tier with real features | ✓ | ✗ |
| Auto-categorization on import | ✓ | ✗ |
| CMHC insurance calculation | ✓ | ✗ |
Flexible category budgeting
Net worth tracking
Canadian Mortgage tracking
Financial goals
Native CSV import
Bank sync
Canadian bank support
Priced in CAD
Data stored in Canada
No ads
No data selling
Free tier with real features
Auto-categorization on import
CMHC insurance calculation
Competitor features based on publicly available information as of May 2026. Features subject to change.
Common questions
Is the free tier actually free?
Yes. No credit card, no trial period, no bait and switch. The free tier is free forever. We make money from Basic/Plus subscribers — not from your data.
When does Basic/Plus billing start?
Billing is live now. Core features — budgeting, net worth, transactions, mortgages, goals — are free forever. Bank sync via Plaid requires Basic or Plus. Founding member pricing locks in your rate permanently once you subscribe.
What happens to my data if I cancel?
It stays in your account until you decide otherwise. You can delete your transactions, accounts, or your entire OffTilt account at any time from account settings — no data held hostage.
Core features are free, forever. Bank sync is the only thing that costs anything.
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